Who loads the cash in a free placement ATM?

Many business owners ask "who loads the cash in an ATM" when considering a placement. The answer is simple: In a Free Placement program, the ATM provider is 100% responsible. You, as the business owner, do not touch the money, do not fill the machine, and carry zero liability for the funds inside. At Fort Yuma ATM, we use real-time monitoring to refill the machine before it runs empty.

Technician showing who loads the cash in an ATM machine vault
Our secure couriers handle all cash loading logistics.

Who Loads the Cash in an ATM vs. Ownership?

The biggest difference between our Free Placement service and buying your own machine is the logistics. When asking who loads the cash in an ATM, it comes down to which model you choose:

  • Placement (We Load): We split the revenue, but we provide the capital. For high-volume locations like nightclubs or busy convenience stores in Phoenix, this saves you from tying up thousands of dollars.
  • Ownership (You Load): You keep 100% of the surcharge revenue, but you must use your own capital to fill the cassettes.

Security & Liability

Many Arizona business owners worry that hosting an ATM will make them a target. Our service eliminates these risks. We adhere to standards set by the ATM Industry Association to ensure secure cash-in-transit procedures.

  • Remote Monitoring: We track cash levels remotely.
  • Secure Couriers: We use trained personnel.
  • Insurance: Since it is our cash, our insurance covers it.

Check out more definitions in our ATM FAQ Terms & Guides.

Want a Hands-Free ATM?

We provide the machine, the maintenance, and the cash. You just cash the check.