In most cases, private business owners in Arizona do not need a specific "ATM license" to host a machine. You simply need your standard state or city business license (TPT) and a valid business bank account to receive the funds. However, if you are a third-party operator managing machines for others, specific banking registrations (ISO) may apply.
Standard Compliance Requirements
While the state of Arizona does not issue a dedicated permit just for having an ATM, you must comply with federal banking regulations. This includes the Patriot Act and "Know Your Customer" (KYC) laws. When you partner with Fort Yuma ATM, we handle the complex compliance paperwork to ensure your machine is registered correctly with the processing network, whether you are located in Phoenix, Tucson, or Yuma.
Zoning for Outdoor ATMs
If you plan to place an ATM inside your lobby, no additional permits are typically needed. However, if you are installing a "Through-the-Wall" machine facing a public sidewalk in areas like Old Town Scottsdale or Downtown Tempe, you may need to check local zoning laws regarding signage and lighting. For 99% of businesses, your existing occupancy permit covers an indoor machine.
Check out more definitions in our ATM FAQ Terms & Guides.
We Handle the Paperwork
Get a compliant, fully registered ATM installed in your business this week.