The best locations for ATMs in Arizona are high-traffic businesses that operate on a cash-heavy basis, such as barbershops, nail salons, and busy dive bars. Venues near tourism hubs in Scottsdale or dispensaries in Phoenix also perform exceptionally well. Ideally, look for locations with at least 100+ daily visitors and limited credit card acceptance to maximize transaction volume.
High-Volume "Cash" Businesses
In our experience across the state, the most consistent performers are businesses where cash is culturally preferred or required. This includes:
- Personal Care: Barber shops, tattoo parlors, and nail salons often thrive on cash tips.
- Cash-Only Venues: Many local bars and food trucks in Tucson and Yuma still operate as cash-only to avoid processing fees.
- Dispensaries: Due to federal banking regulations, cannabis dispensaries remain one of the highest volume locations for ATM transactions in Arizona.
Hospitality and Nightlife
Hotels and nightlife districts generate high surcharge revenue because customers are often travelers or in need of quick cash for valet and tips. Placing a machine near a busy lobby in downtown Phoenix or a nightclub district ensures a steady stream of users who are less price-sensitive to the surcharge fee.
Check out more definitions in our ATM FAQ Terms & Guides.
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