How much profit does an ATM make in Arizona?

On average, a single ATM in Arizona generates between $300 and $500 per month in passive profit. This figure is driven by transaction volume and your surcharge fee, which typically ranges from $3.00 to $4.00 in competitive markets like Phoenix and Scottsdale. High-traffic venues, such as busy nightclubs or hotels, often exceed $1,000 in monthly revenue.

Understanding the ATM Profit Formula

The math behind ATM earnings is simple: (Surcharge Fee) x (Number of Transactions) = Gross Profit.

For most convenience stores and barbershops in Arizona, you can expect 3% to 5% of your daily foot traffic to use the machine. If you have 200 people enter your store daily, that equals roughly 6 to 10 transactions. At a $3.50 surcharge, that creates $21 to $35 in daily profit, adding up to nearly $1,000 a month with zero labor costs.

Factors That Increase Earnings in Arizona

Not all locations earn the same. In our experience servicing machines from Yuma to Tucson, specific factors drive higher profits:

• Cash-Only Requirements: Businesses that don't accept cards (or have high credit card minimums) force customers to use the ATM.
• Proximity to Events: Locations near sports venues or downtown festivals often see massive spikes in usage.
• Hours of Operation: A 24-hour convenience store will naturally generate more transactions than a business that closes at 5:00 PM.

Placement vs. Ownership Profit

Your "Net Profit" depends on whether you buy the machine or use our free placement service. If you buy the ATM, you keep 100% of the surcharge but must load your own cash. If you choose our Free Placement Program, we split the surcharge with you, but we handle all the cash loading and maintenance. For many busy owners, the "hands-off" placement model is more profitable because it requires zero time investment.